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Ronald H Smith
& Co. Ltd

Financial Services &
Professional Mortgage Brokers

+ Tel: 0141 556 4050

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Let us know how we can help.

Mortgages

Use our Mortgage Calculator, where you can see what a mortgage will cost on a monthly basis depending on the rates that are available.

First Time Buyer

We can help you get on the property ladder and make your first purchase as stress free as possible.

Let us deal with the lenders, surveyors and estate agents for you. We can put you in contact with local solicitors who work closely with us to help make the whole transaction run smoothly.

Plus, through our association with Legal & General Mortgage Club we have access to exclusive deals that may not be available on the high street.

Home Movers

As we have over 25 years experience, we understand that moving home can be very stressful and extremely daunting. We therefore want to make it a pleasant experience so let us guide you through the whole transaction from start to finish.

With access to the whole of the market, we aim to find you the best available deal that suits your circumstances.

Remortgages

You don't have to stay with the same lender for the term of your mortgage. Moving your current deal doesn't have to be expensive and many lenders offer products with free standard legal and valuation fees.

So let us search the whole of the market to see if we can save you money by moving your mortgage to another lender on a better rate.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Lifetime Mortgages

We are specialists in the Lifetime Mortgage (Equity Release) market. If you are over 55 and want to release equity on your property without typically having to make a monthly mortgage payment then we have access to many schemes.

A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

We charge a fee of 1.5% of the loan amount for arranging your Lifetime Mortgage.

Buy to Let / Let to Buy

If you are interested in Buy to Let or Let to Buy we can help you whether it is an individual or portfolio purchase. We will deal with the lenders, surveyors and put you in touch with local solicitors to make things go smoothly.

Not all buy to let mortgages are regulated by the Financial Conduct Authority.

mortgage calculator

We advise on

mortgages
secured loans
financail protection
financial planning

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We do not typically charge a fee. However, depending on your circumstances we may charge a fee of up to 1.5% of the loan amount.